Terms of Service

1. Best Effort Data

RateInfo.ca provides GIC rate information on a best-effort basis. While we strive to maintain accurate and up-to-date information, we cannot guarantee the completeness, accuracy, or timeliness of the data displayed on this website.

Rates are aggregated from publicly available sources and may change at any time. Financial institutions may update their rates without notice, and there may be delays in our data updates.

2. No Financial Advice

RateInfo.ca is an informational aggregation service only. We do not provide financial advice, recommendations, or endorsements. The information presented should not be construed as investment advice or a recommendation to purchase any particular financial product.

3. No Affiliation with Financial Institutions

RateInfo.ca is not affiliated with, endorsed by, or sponsored by any financial institution, bank, or credit union. We do not own any rights to the names, logos, trademarks, or other intellectual property of any financial institution displayed on this website. All bank names, logos, and trademarks are the property of their respective owners and are used for informational purposes only.

4. Verification Required

Users are strongly advised to verify all rates, terms, and conditions directly with the respective financial institutions before making any investment decisions. Always confirm current rates, eligibility requirements, and terms with the financial institution offering the product.

5. No Warranties

RateInfo.ca is provided "as is" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to warranties of accuracy, completeness, merchantability, or fitness for a particular purpose.

6. Limitation of Liability

RateInfo.ca, its operators, and contributors shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use this website or the information contained herein, including but not limited to investment losses or missed opportunities.

7. Third-Party Links

This website may contain links to third-party websites, including financial institution websites. RateInfo.ca is not responsible for the content, accuracy, or practices of these external sites. Users access third-party links at their own risk.

8. Contact & Feedback

If you have questions, concerns, or feedback about our service, please contact us. We welcome tips about rate changes or corrections to our data.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Continued use of RateInfo.ca after changes constitutes acceptance of the modified terms.